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VA Loan Program: Home Mortgage OverviewHome Mortgage Overview

The VA Loan Program has assisted over 20 million veterans and their families in obtaining a home mortgage since its inception in 1944. Created to aid military members in receiving affordable lending to purchase

Find Out if You are Eligible for a VA Home LoanEligible for a VA Home Loan

Find Out If You Are Eligible for a VA Loan The VA Loan Program is designed for veterans and members who are currently serving in the military. Those who qualify are eligible to receive home financing with no down-payment

Why Choose a VA Home Loan? Why Choose a VA Home Loan

There are several benefits that come along with qualifying for a VA home mortgage. Many service members find themselves frequently moving, which can affect their ability to save for a down payment

Mortgage Rates for VA Home LoansMortgage Rates for VA Home Loans

The overwhelming majority of service members and veterans receive lower interest rates with the VA home loan program over traditional mortgages. This is thanks to the financial backing given

Are You a First-Time Homebuyer? Are You a First-Time Homebuyer

Purchasing your first home can be exciting and intimidating at the same time, perhaps even more so when you’re figuring out the VA home loan process. There are a lot of questions you probably have.

Financing Options Available When Buying a Home Financing Options Available When Buying a Home

Current military service members, veterans, and some military spouses, have several options when it comes to financing the purchase of a home. There are many possibilities to choose from and each program

Contract Guidelines for VA Home LoansContract Guidelines for VA Home Loans

It can be a nerve-racking time as you move further toward your goal of owning a home. You’ll feel the excitement as you pass each mile marker but at the same time you’re bracing for the next one.

How to be a Responsible Homeowner How to be a Responsible Homeowner

For many, owning a home is the main ingredient to the American Dream. Military service members and veterans display this value even more so, owning homes in greater percentages than civilians.

Streamline (IRRRL) Refinancing for VA Loans Streamline (IRRRL) Refinancing for VA Loans

If you currently have a VA Loan and would like to refinance, your best option is to do so with VA Streamline Refinancing, otherwise known as the Interest Rate Reduction Refinance Loan (IRRRL).

The VA Cash-Out Refinancing ProgramThe VA Cash-Out Refinancing Program

Qualified military service members and veterans have a refinancing option that allows them to lower their interest rate and get money out of the value of their home with the VA’s Cash-Out Refinancing Loan.

Assumability of VA Mortgages When You Buy or SellTRICARE

VA loans are of great use for veterans who do not have any or less source of income. Usually the other finance lending companies will not lend loan to the veterans are there is a risk for repayment of loan.

Is a VA Mortgage Right for You?what is TRICARE

A VA mortgage is one of the best ways to afford a home for many people. While applying for a Certificate of Eligibility is the best way to know that, you can also go through the questions that are given ahead

Frequently Asked Questions about VA Loansthe need for tricare

Searching for a home and looking for the right mortgage program can definitely be intimidating at times. You want a great deal and if there are programs out there that are distinctly meant for you to save money

Mortgage Q & A: Can I Assume a VA Home Loan?who and what is covered

A VA or a Veterans Affairs home loan guarantee is one of the best ways for veterans to buy and thus afford their existing or new homes. However, it is only for serving and past members of the United States armed forces

Mortgage Q & A: Mortgage Assumption or VA Loan?who and whatnot covered

Is it possible for parents, who have a house that is on a non-VA loan, to sell it to one of their relatives who is in the military or eligible for a VA loan, and has a less than average credit history?

What Can a VA Mortgage Do for You?making your case

In 1944 Servicemen’s Readjustment Act was modified. Its main aim was to include a benefit package for all the service members who are eligible. Along with this a new program was created which is known as VA loan

What are the Benefits of a VA Home Loan?eligibility

There are numerous reasons to use a VA Home Loan instead of, say, a traditional mortgage. Some of the best and most stellar examples, though, would include:

Why Use a VA-Backed Loan?the pros and cons

First and foremost, the greatest benefit to having a VA-backed loan is the security it offers your lender. In the event of the loan falling through, the VA will bay pack a portion of the loan to the lender.

Finding a VA Mortgage Lenderthe pros and cons

First and foremost – almost any private lender should be able to process a VA-backed home loan. That said, some lenders can obtain verification that a veteran or servicemember qualifies for a VA-backed home loan in

Current VA Loan Rates: Find Your Best Deal on a VA Mortgagethe pros and cons

VA-backed mortgages provide qualifying veterans and servicemembers (and sometimes their families) with some of the best financial opportunities available in the current market.

VA Loan Rates: Does Your Credit Score Matter?TRICARE

The VA Home Loan is one of most beneficial mortgage programs around for members of the military, both past and present. Qualified service members can financing for 100 percent of their home’s value.

VA Loan Eligibility Requirementswhat is TRICARE

Eligibility is often the underlying question for many veterans and servicemembers considering using a VA-backed loan. So – how do you find out if you're eligible?

What Can a VA Loan Be Used For?the need for tricare

The VA Home Mortgage Program is administered through the Department of Veteran Affairs to give veterans and current service members alternative options, fitted for their circumstances, when buying a home.

Top 3 Benefits of a VA Home Loanwho and what is covered

So – the Department of Veterans Affairs offers backing for home loan purchases for certain servicemembers and veterans: but why are these loans so appealing?

Advantages of Using a VA Loanwho and whatnot covered

As a veteran or a military service member, a loan by the VA is one of the best options at your disposal to get your home and thus stabilize your future.

VA Home Loan Lenders Assist Veterans and Servicemembersmaking your case

VA-backed loans offer qualified borrowers excellent options when working with a private lender. However – exactly how much can your private lender help you in this process?

Locking in Your VA Mortgage Rateeligibility

Locking in a specific mortgage rate is, generally speaking, the method by which a borrower cements a set interest rate with a lender. Locking in a set rate includes a built in deadline so that if the deadline in broken

VA Loan Closing Costs, Assets and Down-Payment Requirementsthe pros and cons

Qualifying servicemembers and veterans can receive VA-backed home loans – which generally offer several benefits to those who are eligible. Benefits include potential exemption from down payments, mortgage insurance, and credit score requirements.

5 Things You May not Know about VA Loansthe pros and cons

VA home loans provide the accessibility to homeownership for veterans and military service members that they otherwise might not have. Whether you have been researching this military benefit for a while or

VA Home Loans and First-Time Homebuyersthe pros and cons

For first time homeowners, right from saving up for the down payment to affording the mortgage with an interest rate, it all may sound a little too much. However, for veterans, all of that can be taken care of to

VA Loan Benefits: Housing Grants Assist Disabled VeteransTRICARE

First – the funding fee waiver. VA-backed home loans include a required funding fee to be paid as part of the loan's closing costs. However, veterans that have been rated as 10%, or more, disabled due to service

Disadvantages of VA Home Loanswhat is TRICARE

The VA home loan guarantee is one of the many benefits that Veterans Affairs offers to the present and former members of the United States’ Armed Forces. It aims at helping them lead better lives by having their

VA Home Loan Lenders Offer Affordable Optionsthe need for tricare

VA-backed loans provide qualifying borrowers with a unique, and valuable, option regarding financing (or refinancing) home loans. The VA doesn't provide the loans itself, but instead provides a documented

Myths about VA Home Loan Rates and Other Untruthswho and what is covered

Common misconceptions and myths about VA-backed loans.Misconception: Down payments and credit score requirements prevent one from obtaining a VA-backed home loan.

Income Requirements for a VA Loanwho and whatnot covered

While VA-backed loans often enjoy freedom from down payment requirements and more leniency on credit scores, they do still require documentation/verification of income.

8 Things You Must Know About VA Loansmaking your case

The VA or Veterans Administration sponsors mortgage loans, which are amongst the most versatile tools that veterans have at their disposal. However, that is not what every veteran out there understands.

Applying for a VA Home Loan RefinanceApplying for a VA Home Loan Refinance

How do I refinance with a VA loan? Assuming you qualify for a VA-backed home loan (which can be confirmed by contacting the VA or simply obtaining a Certificate of Eligibility through a lender), there are decisions

VA Home Loan Refinance: Should You Stay with Your Current Lender?making your case

Current Lender vs New Lender for VA Loan Refinancing For many people, refinancing their home mortgage through their current VA lender is the easy option. What more could you ask for? They give you their offer, you accept it, sign the applications, and the new loan is yours.

VA Loan Refinance: When Is the Funding Fee Refundable?making your case

When you refinance your home loan with one either the Cash-Out Refinancing or the Interest Rate Reduction Refinance Loan (IRRRL) program, you are required to pay a funding fee at the time of closing.

Refinancing with VA Home Loansmaking your case

Refinancing with a VA Loan Refinancing a VA loan falls into one of two categories: those seeking better loan terms & those seeking cash-out. What’s the difference? Put simply, it comes down to whether your goal

VA IRRRL Refinance Program Assists Veteran Homeownersmaking your case

VA IRRRL Refinance Program Assists Veteran Homeowners In a changing world everything is getting easy, people are taking loans from so many finance companies for different purposes example for buying home

VA Loan Refinance: Which One's Right for You?making your case

Benefits of Refinancing with VA home loans When we talk about taking loans, we all know that there are so many organizations that provide loans. When we talk about veteran, VA is one organization that helps

Get Cash Back with a VA Refinancemaking your case

Qualified military service members and veterans have a refinancing option that allows them to lower their interest rate and get money out of the value

VA Loan Refinance: Lower Mortgage Rates and Moremaking your case

How to avail lower mortgage rate on VA loan refinance With VA loans, the borrower always has the option to get it refinanced. The advantage of refinance is that the borrower can reduce the mortgage rate which in turn

VA Loans: What is IRRRL?making your case

IRRRL stands for Interest Rate Reduction Refinance Loan. It’s a program under which the VA allows for qualifying borrowers to refinance an existing loan using their VA Loan Guaranty backing. What’s an IRRRL used

How to Apply for a VA Home Loanmaking your case

Process to get VA loan VA loan is one of the most beneficial loan products available in the market. This loan is especially very much beneficial for veterans as it provides good rate of interest and lots of other benefits like

Qualifying for a VA Home Loanmaking your case

Purchasing your first home can be exciting and intimidating at the same time, perhaps even more so when you’re figuring out the VA home loan process.

Minimum Credit Score for a VA Home Loanmaking your case

Minimum Credit Scores Many people obtaining their first mortgage, or even refinancing an existing mortgage, worry about the impact their credit score will carry on their ability to obtain a mortgage. While these concerns

Steps to Obtaining a VA Home Loanmaking your case

The Veterans Affairs home loan process A VA or a Veterans Affairs loan for your home can be one of the best ways that you can go to get your own home. With this, not only can you get your house fully financed,

How to Apply for a VA Home Loan: VA Loan Limitsmaking your case

Process to get VA loan VA loan is one of the most beneficial loan products available in the market. This loan is especially very much beneficial for veterans as it provides good rate of interest and lots of other benefits like

Qualifying and Applying: VA Loans are Differentmaking your case

Step one when pursuing a VA-backed home loan is to obtain your Certificate of Eligibility. This is the document the VA provides to you, or your lender, that confirms that you qualify for a VA-backed home loan.

VA Loans: Understanding The Processmaking your case

This isn’t required under the VA Home Loan Program, but it’s certainly a good idea — especially for the first-time home buyer. Prepurchase counseling gives you information

VA Loan Limits by Countymaking your case

Breaking Down VA Home Mortgage Loan Limits There are only a handful of qualifying requirements for the VA Home Mortgage program. If you have found yourself amongst the ranks of those who qualify and want to

Understanding VA Home Appraisalsmaking your case

The Value of a VA Home Appraisal For buying a home on mortgage, home appraisal is a mandatory part of the process. For those who wish to get their mortgage by a loan that comes with backing of the VA

How Debts Affect Your VA Home Loanmaking your case

How debt impacts VA-loans Whenever one obtains a mortgage, VA-backed or otherwise, their debts and expenses come under some level of scrutiny by their lender of choice.

Shopping for Your VA Home Loanmaking your case

The different VA Mortgage plans available for you Understanding what VA mortgage and loan plans are is crucial to making the best of them. Many people do not realize what a VA loan really is, mistaking it for something

VA Mortgage Loan Guidemaking your case

For veterans, creating a secure future for themselves and their family is the most important task. This is why Veterans Affairs offers them help in every possible way, including in getting their mortgages and house

Which Loan Should You Choose: Conventional, FHA or VA?making your case

Difference between conventional, VAand FHA Loans Now-a-days, when time and market is changing rapidly, everyone knows that it is very tough to get the finance from the market. So, to take the loan from the market

Financing Multifamily Homes with a VA Loanmaking your case

How VA loans can be used to finance multifamily homes Multifamily homes are now-a-days picking up in the market. It gives a huge advantage of a source of income for the individual apart from having a place to stay.

Understanding Joint VA Home Loansmaking your case

Joint VA Home Loan: Applying with a Non-VA Co-Applicant According to the VA, it is possible to buy a home through the VA Home Loan program with a co-borrower who is not your spouse or eligible for VA benefits.

VA Housing Grants Available to Disabled Veteransmaking your case

Benefits of VA housing grant available to disabled veterans Disabled, this is a word which is very tough to understand because this word can be understood only by those who are facing this.

VA Mortgage Disclosuresmaking your case

Mortgage loan for veterans is an important tool now-a-days, to provide safety and long term financing to the veterans in America. It also covers their surviving spouses but the condition is that they should not remarry.

Energy Efficient VA Home Loansmaking your case

Energy Efficient VA Loans: Going Green and Saving Many people are becoming more interested in “going green” with their home. Both because it’s good for the environment and because you can save some serious

VA Loan Certificate of Eligibility: Getting Your Armed Forces Loanmaking your case

Getting your Certificate of Eligibility for a VA Home Loan For veterans of the US Armed Forces, there exist a variety of home loans as well as refinancing schemes to help them get better homes at affordable mortgages.

VA Loans: Can They Be Used for Buying a Second Home?making your case

Planning to buy second home from VA loan? VA loan is a good option that a veteran has in order to invest in property at an age when his income is not good enough to take loan from other financial authority.

VA Construction Loan: What You Should Knowmaking your case

A VA Home Loan is intended for any service member or veteran who intends on purchasing, refinancing, or building, a home. Many people aren’t aware that, because of this last point, a VA home loan can be used .

What's the Point of Paying Points?making your case

Discount Points and Your VA Home Loan Since the VA is not the lender of your VA Mortgage, they do not set the terms of your loan. Instead, the terms are set by the private leader who issues the loan.

VA Loans, Educational Assistance, and Other Programsmaking your case

All that the VA offers to give you a comfortable and secure future The VA or the Veterans Administration is one of the ways of the United States government for thanking the countless men and women who served in

VA Loan Limits: Where Will They Go in 2016making your case

The VA Loan Program has assisted over 20 million veterans and their families in obtaining a home mortgage since its inception in 1944.

Financing a Condo with a VA Home Loanmaking your case

Purchasing a Condo with your VA Home Loan Anyone who has ever served in the Armed Forces, National Guard, or Reserves, will more than likely qualify for a VA Home Loan. For some people, though, the benefits

VA Home Improvement Loans: 9 Things To Knowmaking your case

Understanding how VA Loans for Home Improvement can help you Every house needs some work- no matter how ‘perfect’ it may be when you buy it. Stay there long enough and you will need to remodel, do some

VA Loans For Manufactured Homesmaking your case

VA loans are government backed loans and are very beneficial for the borrowers as they help the borrower to get some good financial benefits in the long term.

VA Home Loans Provide Real Boost for Veterans

Every year politicians and candidates only numerous empty promises to veterans, like excellent care in all spheres ranging from health care to support for their families, and helping them get the benefits as well as

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